Derek Spada Won the Full Insurance Payout – But Here is Why It Wasn’t Enough

Attorney Derek J. Spada of Basch Keegan & Spada recently secured the full insurance policy limit for a client who suffered serious injuries after being hit by a negligent driver. While this was the maximum amount available from the at-fault driver’s insurance policy, Derek believes our client deserved significantly more based on the severity of her injuries. So […]
Why Every New Yorker Should Check Their Auto Policy for SUM/UM Coverage

What is SUM/UM Insurance? Supplemental Uninsured/Underinsured Motorist (SUM/UM) coverage is an additional layer of protection on your own auto insurance policy. It covers you when you’re injured in a crash caused by a driver with little or no insurance. The New York State minimum liability coverage (25/50K) is not enough to cover serious injuries. victims […]
Head-On Collisions and Uninsured Motorists: Navigating the Legal Challenges

Accidents can cast a shadow over our lives when we least expect them. Basch Keegan & Spada, LLP, a stalwart in the legal landscape in the Hudson Valley for over 35 years, has been steadfast in championing the rights of those affected by accidents and injuries. In this blog, we delve into the complex realm […]
John A. DeGasperis Triumphs Over Progressive Insurance Co. in Motor Vehicle Accident Arbitration

A Basch Keegan & Spada client was awarded full policy coverage after a battle with insurance giant Progressive Insurance Co. (“Progressive”) in arbitration. The $275,000 arbitration award will help Basch Keegan & Spada’s client make up for life-changing injuries and a permanent disability. Basch Keegan & Spada’s client was involved in a three-car crash that happened at […]
What Happens When an Autonomous Car is in an Accident?

You’ve probably heard about Google’s now-famous self-driving car, and possibly you’ve been skeptical of how safe they may be on the road. Now that the autonomous cars have spent more and more time on the road, the cars have been involved in several accidents—reportedly all caused by the other (human) driver involved. As autonomous cars become […]
Steps to Take After Your Car is Hit While Parked

It’s something no one wants to see—you come out to your car parked on the street or in a parking lot, only to find it smashed up. Adding insult to injury, there’s no note on the car. Here are some helpful facts about car accidents involving a hit and run of your parked car. It’s not just […]
Car Insurance Coverage in New York, Explained

If you’re in the midst of selecting car insurance coverage in New York, you may be looking for guidance. Choosing car insurance in New York can be confusing, especially if you’re new to its no-fault insurance system. There are several forms of coverage you’ll need to get to comply with New York state law—namely, liability […]